Your Vision. Our Funding.

Libertas provides fast access to funding for small- and medium-sized businesses. We combine technology and personal interaction to deliver solutions specific to your needs. Our approval process is fast. Our terms and rates are flexible.

Libertas has funded over $1 Billion to date, to small-and-medium-sized businesses like yours!

Who we help

Businesses that need fast access to funding for expansion, working capital, inventory, payroll, marketing, equipment, and much more.

Merchant cash advance

Straightforward process,
quick turnaround,
flexible terms and rates

We see your business potential. (You are more than your personal credit history). Our team of analysts quickly build a comprehensive view of your current business status. Once you submit your application, typical turnaround time is 24 to 48 hours from application to funding.
Start the application process >

Funding details:

  • $25,000 – $3,000,000+
  • Funding by ACH or Wire Payment Available
  • Same- or Next-Day Disbursement of Funds
  • Rates based on industry, time in business, personal credit, business credit and cash flow

Repayment details:

  • Daily and weekly auto repayment options available
  • Repayment terms between 3 and 12 months
  • Pre-payment discounts (10-25%)
  • Renewal options available upon request

Requirements to Apply:

12 months in business

12 months in business

12 months minimum is required.


$50K in monthly revenue

Cash flow contributes to the amount approved.

600 Personal Credit Score

600 Personal Credit Score

Your personal credit does not solely determine your business’ eligibility.

Industry Fit

Industry Fit

We work with over 800 industries including retail, manufacturing, IT, etc.
View MCA Restricted Industries.

Term Loan

Term Loan

Competitive rates.
Longer terms.
Quick funding access.

We offer term loans to small- and medium-sized businesses. Communicative and transparent, we build long-term relationships that help businesses no matter what their business needs are.
Start the application process >

Three-Step Application Process:

  1. Complete the online application.
  2. Upload the required documents.
  3. A Libertas funding specialist will reach out to you.

Term Loan Details

  • A Term Loan is a loan for a specific amount with a specified repayment schedule and fixed factor-based pricing.
  • Terms range from 12 to 24 months.
  • Loan amounts of up to $2.5 million.

How You Can Qualify:

U.S. Based Business

U.S. Based Business

U.S. Citizen or Permanent Resident

U.S. Citizen or
Permanent Resident

12 months in business

Minimum of 2 years
in business

600 Personal Credit Score

Minimum of 625+ Personal FICO Score